This is an example of what I call sub equity, meaning the house is worth $130,000 and the person owes $70,000. In theory there’s $60,000 of equity in that property. Again, the seller wants $100,000. We’re going to keep the scenarios...
Read moreHave You Been Following the Wrong Advice About Your Money?
You name it, I’ll bet you’ve heard or read it. Turn on the TV, read a magazine, talk to a friend, watch the news, or read social media and there it is. Advice about money. Everyone has an answer or opinion on how much you should have...
Read moreAdvice For Small Business Owners – Tracking And Enhancing Your Business Credit
For small business owners, there is a certain peace of mind in knowing that if needed a business loan could be obtained for the company. Having good business credit is one of the main factors in being able to get a business loan. As with personal...
Read moreThe Welfare State in Europe
The “Welfare State” refers to the set of interventions organised by the state that are targeted for guaranteeing the provision of a least amount of expert services to the population by a method of social safety. The beginnings of this...
Read morePension Plans – Company-Sponsored Pensions Plans Cut & Offering 401k Retirement Plans
Retirement Blues: Current Financial Crisis Forces Billions to be Pulled From Pension Plans For everyone who has a pension plan, last year was one of the worst financial years. The crisis sucked more that $ 5 trillion from retirement plans that...
Read moreAffordable Web Design and Hosting When You Rent a Website
Buying a domain, creating a great website, and maintaining quality website management for your business can cost a small fortune. There is a popular alternative: Website rental. Rather than buying a website for your business and possibly winding...
Read moreEconomic Issues That Should Influence Ethical Multi-National Enterprises (MNE)
Multi-National Enterprises (MNE's) are huge organizations which boundaries of influenza and philosophy exceed those of the home country they originate. They are a very real and important part of the business world in which we live today...
Read moreWhy a Great Storefront Is Vital to Your Company’s Bottom Line
Great commercial real estate can be hard to find, but rest assured it is well worth the wait. Retail real estate that is well set up, in a favorable location, and affordable can drastically increase your store’s bottom line. The more...
Read moreAlternatives to Direct Property Investment
Residential property investment UK residential property has been the best performing asset class in the last 50 years according to the Barclays Capital Equity Guilt Study & ODPM housing statistics. These figures showed that in real terms...
Read moreWhat Is Happenning in Bosnia and Herzegovina?
On February 28, President of the European Commission Jean-Claude Juncker visited Bosnia and Herzegovina as part of his tour of the Western Balkans, countries-candidates for membership in the European Union. During his stay in Sarajevo, he said...
Read moreSmall Business Strategic Marketing – The 5 Key Macro Economic Issues for Your Business
Here are FIVE of the more pertinent Economic Issues you might want to think about – illustrated by references to the UK (October 2010) and some PRACTICAL TIPS which you may find helpful. 1. The Outlook : At a global level, there's...
Read moreDivorce – Done With Dignity and Respect
I’d like to think that with nearly 5 million divorces in the UK since the 1980s (about 150,000 per year) we’d be starting to hear stories of what worked and what didn’t when a couple went through their separation. I’d like...
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