You name it, I’ll bet you’ve heard or read it.

Turn on the TV, read a magazine, talk to a friend, watch the news, or read social media and there it is.

Advice about money.

Everyone has an answer or opinion on how much you should have and save, what’s the appropriate amount to spend and on what, whether to use credit cards or not, and of course, the magical amount you MUST have stashed away to retire.

The advice and opinions run the gamut — from basic and simple to complex and elaborate.

Much of it conflicts with the other. What one expert says is often dispelled by another. You’re told this is the best way to handle your money but then, change the channel and another expert says, the opposite.

So, who do you listen to? Who do you follow?

You want me to do what with my money?

Life can turn on a dime. One minute all is going along swimmingly, the next, you wonder what happened.

You thought you had saved enough. You thought you were spending wisely. And, yet, you wonder, where the money went?…



Source by Joan Silva

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