A separate survey of UK businesses by Lloyds Bank showed confidence levels increased by 8 points to 24pc in September amid a “ significant increase” in economic optimism.
However, this was weighed down by “subdued” company expectations of their own prospects over the coming year.
Mr Staton said it was still too early to gauge the impact of the referendum result on consumer confidence and spending, as he warned that the Brexit bounce seen in recent weeks may be “misplaced”.
Bank of England data showed UK mortgage approvals fell to a 21-month low of 60,058 in August, from 60,925 in July.
While this was slightly above analysts’ forecasts for a fall to 59,800, Scott Bowman, an economist at Capital Economics, said the drop was a further indication “that the housing market has continued to cool following the Brexit vote”.
Consumer credit remained robust, with borrowing on credit cards and personal loans rising at an annual pace of 10.3pc in August.
This represents the joint fastest rate of growth since October 2005. “We think that the resilience of consumer spending will prevent the economy from falling into a full-blown recession,” said Mr Bowman.