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Your pension is a way of saving money you’ll need to live on when you retire. Every UK citizen is provided a state pension from the government which is intended to cover your basic needs. However, as the cost of living rises it has become essential  to save additional money in a pension fund, to help you maintain a decent standard of living.

All employers who meet certain criteria now offer access to a pension in conjunction with your employment. Therefore joining a pension scheme is now easy. However what do these pensions really offer? Does this make the most of your monthly investment for when you retire?

The different types of workplace pensions, including

  • Occupational pensions, (Final Salary, Money Purchase Schemes)
  • Automatic enrolment into a workplace pension,
  • Group personal and stakeholder pensions